The Importance of Preparing Your Own Funeral Plan

As the population ages, more individuals are taking the initiative to plan their own funerals in advance. Considering the emotional and financial stress that can be placed on loved ones during such a difficult time, preparing one's own funeral plan is not only wise but also a generous act for the family.

My Story: Prearranging My Final Rest

I am 73 years old and made the decision to prepay my funeral in my late 50s. My choice was straightforward. I did not want a formal funeral or a wake; all I wanted was a graveside internment of my ashes. I have already paid for the services of a funeral home, an urn, a cemetery plot, and a Prior Obtained Designation (POD) account with my daughter to manage any additional costs. Both of my daughters are aware of my wishes and have a copy of my instructions. My husband died in his 50s, and I can only imagine the stress and expense that his passing placed on my children. Preparing my funeral in advance is a way for me to ensure that my time comes without unnecessary burdens for them.

My choice is about more than just logistics or finances. It’s a gift of peace of mind. My children have also expressed gratitude for my foresight, understanding that not shouldering their burden in advance is a thoughtful gesture.

Common Practices in Prepaid Funeralls

Preparing your own funeral is a trend that is increasingly common, especially in Western Canada and other English-speaking regions. One typical scenario involves a long-married couple—once one partner passes away, the surviving spouse often takes on the responsibility of planning the funeral. This process often leads them to think about prearranging their own funeral to avoid a similar burden.

According to the Toronto Star, in Ontario, Canada, in 2009, the year of the most recent available statistics, there were over 88,000 registered deaths. More than half of these funerals involved cremation, while the rest were burials. However, the trend of pre-paying for funerals is even more significant. As of 2009, 230,814 people had purchased prepaid funeral contracts amounting to over $1.4 billion in funeral costs, as reported by the Bureau of Financial Services (BFS).

Is Pre-paying for Your Funeral a Good Idea?

Whether you choose to prepay your funeral or not, it is essential to consider this option seriously. Prearranging your funeral can alleviate the stresses and expenses that typically come with planning a funeral after a loved one's death. Here are some key reasons to consider:

Financial Security: It eliminates the risk of unexpected funeral costs falling on your family, ensuring their financial stability. Emotional Peace of Mind: Knowing that your funeral will be planned according to your wishes can provide peace of mind both for you and your family. Personal Wishes: Preparing your own funeral allows you to communicate your personal preferences and ensure that your final wishes are honored. Family Support: By avoiding the burden of funeral planning, you can support your family's emotional and financial needs during a time of grief.

Conclusion: Preparing your own funeral in advance is a responsible and thoughtful decision. It can bring peace, security, and support to your loved ones when they need it most. If you are considering this option, there are various companies and resources available, such as Co-operative Funeralcare, that can help you through the process.

Keywords: prepaid funeral, funeral planning, personal wishes