The BJP Government’s Beneficial Schemes for Common Citizens: A Path to Economic Resilience and Prosperity
The Bharatiya Janata Party (BJP) government has introduced numerous schemes aimed at improving the lives of ordinary citizens and fostering a strong, resilient economy. These initiatives have addressed a wide range of needs—ranging from financial inclusion to infrastructure development and healthcare—demonstrating a commitment to the well-being of the common man.
Financial Inclusion and Social Security
At the core of these efforts is the expansion of financial services and social security. Schemes such as the Pradhan Mantri Jan-Dhan Yojana (PMJDY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) have helped countless ordinary Indians gain access to basic banking and insurance services. PMJDY, in particular, has been instrumental in providing banks accounts to those who were previously unbanked. The government has also introduced innovative social security schemes like Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri MUDRA Yojana (PMMY), which cater to the needs of small businesses and provide life insurance to working Indians.
Healthcare and Education
Improving access to basic services is a key focus of the government. Pradhan Mantri Jan Aushadhi Yojana (PMJAY) has brought down the cost of common medicines, making them accessible to a larger segment of the population. Similarly, Pradhan Mantri Awas Yojana (PMAY) provides affordable housing solutions, addressing the housing crisis. In terms of health infrastructure, Pradhan Mantri National Health Protection Scheme (PM-JAY) provides essential health services to 10 crore families.
Infrastructure and Urban Development
To foster economic growth and provide better living conditions, the government has launched several infrastructure and urban development schemes. Smart Cities Mission aims to transform urban areas into smart and sustainable cities, focusing on the provision of basic urban services, integrated approach to development, efficient and clean urban infrastructure, and amenities and inclusive and sustainable development.
Swadesh Darshan Yojana (SDY) and Pilgrimage Rejuvenation and Spiritual Augmentation Drive (PRASAD) promote cultural and religious tourism, thereby boosting the economy through alternative income sources. The Make in India initiative and DigiLocker have transformed manufacturing and the digital landscape, encouraging investment and innovation in the technology sector. Additionally, Gold Monetisation Scheme (GMS) and Rashtriya Gram Swaraj Abhiyan have bolstered rural economies and provided opportunities for small-scale investors.
Economic Empowerment and Skill Development
Empowering the common man through skill development and economic empowerment is a key pillar of these schemes. Atal Pension Yojana (APY) and Pradhan Mantri Kaushal Vikas Yojana (PMKVY) provide financial security and vocational training, respectively. The National Institute for Transforming India (NITI Aayog) plays a crucial role in driving policy reforms and fostering innovation across various sectors.
Addressing Socio-economic Challenges
Several initiatives have been launched to tackle socio-economic challenges and promote inclusive growth. The National Heritage City Development and Augmentation Yojana (HRIDAY) scheme ensures the preservation and enhancement of heritage cities. Ude Desh Ka Aam Naagrik (UDAN) aims to ensure that air connectivity reaches every district, making essential services more accessible. The Rashtriya Gokul Mission prioritizes the development of indigenous livestock, contributing to rural livelihoods and food security.
Challenges and Future Prospects
Despite the numerous successes, challenges remain. Demonetization was a significant shock, and common people faced difficulties. However, the government has continued to implement robust measures to mitigate such shocks. As of 2019, the Indian economy had largely recovered, and the government’s focus on infrastructure, employment, and digital innovation remains intact.
The BJP government's commitment to the common man is evident through its wide-ranging and impactful schemes. These initiatives not only address immediate needs but also lay the foundation for long-term economic resilience and prosperity.