The SimplyCLICK SBI Credit Card from State Bank of India (SBI) offers a comprehensive rewards program designed to benefit cardholders through various earning and redemption options. This program is highly valued for its flexibility and offers a range of bonuses and incentives to maximize your spending rewards.
Understanding the Reward Points System
The SimplyCLICK SBI Credit Card rewards program allows cardholders to earn reward points for their purchases. Below are the key features and benefits of this program:
1. Earning Points
Online Shopping: Cardholders earn 10 reward points for every Rs. 100 spent on online shopping with select merchants. These merchants include well-known brands such as Amazon, Cleartrip, BookMyShow, Food Panda, Urban Clap, and Lenskart. Other Online Spends: For other categories of online spending, cardholders earn 1 reward point for every Rs. 100 spent. This includes digital transactions, subscriptions, and other online services.2. Bonus Points
Bonus points can be earned during specific promotional periods or on certain types of transactions. These special offers can significantly enhance your earning potential and provide an additional boost to your reward points.
3. Redemption Options
Products and Services: Reward points can be redeemed for various products, services, and vouchers available in the SBI rewards catalog. These include e-gift vouchers, travel, lifestyle, and entertainment products from partner stores. Cashback or Statement Credit: Points can also be redeemed for cashback or credited to your statement depending on the current offers available.4. Expiry Period
Reward points generally have a validity period of around 2 years from the date they are earned. It is important to manage your points before they expire to ensure you make the most of your rewards.
5. Annual Fee Waiver
Cardholders can also enjoy the opportunity to waive the annual fee based on their spending levels. Higher spending often translates to greater rewards and can exempt you from paying the annual fee.
Stay Informed
To get the most accurate and current details about the SimplyCLICK SBI Credit Card rewards program, including any changes or new promotions, it is advisable to check the official SBI website or contact SBI customer service. Staying up to date can help you make the most of your rewards and maximize the benefits of this valuable credit card offer.
Milestone Rewards
Cardholders can also benefit from additional reward points through milestone spending. For example, you can earn Cleartrip e-vouchers worth Rs. 2000 each on annual online spends of Rs. 1 lakh and Rs. 2 lakh. This encourages higher spending and provides significant reward points as a result.