Retiring in Bakersfield, California: A Comprehensive Analysis of Living Costs and Safety Concerns
Despite the occasional sentiment shared on platforms like Quora, the decision to retire or move to any location requires careful consideration. Among the many factors to evaluate, the cost of living and safety are paramount. This article delves into the specifics of life in Bakersfield, California, with a focus on the cost of living for retirees and the safety considerations.
Introduction
California is renowned for its picturesque landscapes, rich culture, and vibrant communities. However, various cities within the state present different advantages and challenges. Among these, Bakersfield offers both appealing and challenging aspects for retirees looking to establish a new home. This article aims to provide a detailed analysis of the cost of living in Bakersfield for retirees, taking into account housing, groceries, transportation, and healthcare.
The Cost of Living in Bakersfield, California
According to recent data, Bakersfield has a cost of living index of 104 (U.S.100), indicating that it is slightly higher than the national average. This is a mixed blessing, as it provides some financial cushion but also means that the cost of living is not as cheap as in some other areas.
Housing
Housing is one of the most significant expenses for retirees. Bakersfield offers a variety of housing options, from rental apartments to single-family homes. The average cost of a two-bedroom apartment in the city center is approximately $1,200 per month, while a modest single-family home in a more suburban area can range from $200,000 to $350,000. These figures are relatively moderate compared to other major California cities, such as San Francisco or Los Angeles, making Bakersfield a more affordable option.
Groceries
When it comes to groceries, Bakersfield offers several options, from local grocery stores to chain supermarkets. The overall cost of groceries in Bakersfield is similar to the national average, with a few minor differences. For example, a basic household grocery list might cost around $400 to $500 per month, depending on personal preferences and dietary needs.
Transportation
Transportation costs in Bakersfield are generally lower compared to other major metropolitan areas. The average cost of gasoline is around $3.00 per gallon, and public transportation, although not as extensive as in some larger cities, is available. Rideshare services like Lyft and Uber are also popular, with costs typically ranging from $2.00 to $5.00 per mile.
Healthcare
Healthcare costs can vary significantly depending on the type of insurance and the specific healthcare needs of the retiree. However, Bakersfield offers a range of healthcare facilities, including hospitals, clinics, and pharmacies. The average annual healthcare cost, including premiums, co-pays, and other expenses, is around $10,000 to $12,000 per year, which can be managed with proper planning and insurance coverage.
Other Expenses
Bakersfield also offers various amenities that retirees might enjoy, such as parks, cultural events, and recreational facilities. These expenses, including entertainment and leisure activities, can add up, but the average monthly cost is around $500 to $800. Additionally, utilities, which include electricity, gas, and water, will cost around $200 to $300 per month, depending on the size of the home and energy usage.
Safety and Security in Bakersfield
While the cost of living is a significant factor, the safety and security of the city cannot be overlooked. Bakersfield has had a concerning trend in crime rates over the last decade. Although it has shown some improvement, the city’s crime rate remains higher than many other major cities in California, including Stockton, Oakland, and Compton. This trend raises concerns for potential retirees and residents.
Criminal Incidents
The city of Bakersfield has reported a steady increase in various criminal incidents, including violent crimes such as robbery, burglary, and assault. According to the latest data from the FBI, the crime rate in Bakersfield is significantly higher than the national average. In 2022, the city recorded a crime rate of 3,500 incidents per 100,000 population, which is a stark contrast to the national average of approximately 400 incidents per 100,000 population.
Neighborhood Safety
The safety of neighborhoods within Bakersfield can vary widely. For instance, the city center and suburban areas with younger populations tend to have higher crime rates. Conversely, more affluent neighborhoods with older populations and better infrastructure may be safer. It is crucial for potential residents to research the specific neighborhoods they are considering moving to and take appropriate safety measures.
Alternatives for Retiring in California: Provo, Utah
For those seeking a safer and more affordable alternative, Provo, Utah may be a better choice. Provo has a cost of living index of around 95 (U.S.100), making it more affordable than Bakersfield. Additionally, the crime rate in Provo is significantly lower, offering a safer environment for retirees. Provo is known for its low cost of living, beautiful scenery, and vibrant cultural scene, making it an attractive option for retirees.
Conclusion
While Bakersfield, California, offers a moderate cost of living and some tax advantages, the safety concerns associated with higher crime rates make it less attractive for retirees. Provo, Utah, stands out as a more favorable alternative, providing a safer and more affordable option for those seeking a comfortable retirement. Retirees considering a move to Bakersfield should carefully weigh the pros and cons and consider other cities that align with their lifestyle and safety preferences.
Frequently Asked Questions
Q: Is Bakersfield a good place to retire financially?
Yes, Bakersfield is generally considered an affordable city for retirees. The cost of living is moderate, and the city offers various amenities and recreational facilities that retirees may enjoy.
Q: Is the crime rate in Bakersfield high?
Yes, Bakersfield has a higher crime rate compared to many other major cities in California. Robbery, burglary, and assault are some of the common types of crimes reported in the city.
Q: Are there safer areas in Bakersfield for retirees?
Yes, while the overall crime rate is higher, certain neighborhoods in Bakersfield may be safer. Researching specific neighborhoods and taking precautions can help ensure a safer living environment.