Reporting a Dog Attack: Should You Sue the Owner or the Insurance?

Should You Report a Dog Attack to the Police?

When a dog attack occurs, particularly if a child is involved, the first concern is the safety and well-being of the victim. However, the question often arises whether the attack itself should be reported to the police. This decision is complex and involves several considerations, including the provocation of the dog, the hazard the dog presents, and the potential repercussions for both parties involved.

Provocation and Responsibility

One common question is whether the child provoked the dog. In many cases, the dog's owners will claim that the child did something to provoke the attack. However, this is less about finding fault and more about understanding the dynamics of the situation. If the dog attacked without any provocation, this should be taken as a sign that the dog may be a serious hazard, even if no provocation has been proven.

It is crucial to report the attack if the dog presents a serious hazard to the community. Regardless of whether the child provoked the dog, if the dog is known to be aggressive or dangerous, it should be reported to local authorities. Dogs that continue to exhibit such behavior risk the safety of future individuals, and it's the responsibility of the owner to ensure the dog is managed properly.

Legal and Ethical Considerations

Another aspect to consider is the ethical and legal obligations of the person reporting the attack. If the attack resulted in injuries requiring medical attention, it is generally advisable to report it to the police. This not only helps in documenting the incident but also ensures that the victim receives the necessary medical care and, if required, legal protection.

If you do not report a serious attack, you are essentially turning a blind eye to potential future incidents. The owners of the dog are likely to use the incident as an opportunity to claim medical expenses or compensation for damages. This not only puts the victim at a disadvantage but also opens up the possibility of a lawsuit against you.

Insuring Against Future Incidents

Homeowners insurance can play a significant role in dealing with such incidents. If the victim's parents or guardians decide to sue the homeowner, their insurance will typically cover the costs. Even if the homeowner does not have insurance, the incident can still be reported to the insurance company, putting pressure on them to step up and pay the medical expenses for the victim.

Stay clear of any fraudulent claims or attempts to scam the system. If the dog is truly out of control and poses a risk, it should be taken away and retrained by professionals. It is not the victim's or the child's responsibility to take action; it is the responsibility of the dog's owner.

Reporting to Animal Control

When reporting a dog attack, it is often best to notify the local animal control authority. They have the authority to take severe measures, such as having the dog destroyed, if necessary. This is more effective than just reporting to the police, who may not have as much power to take such drastic actions.

Animal control is better equipped to handle dangerous dogs. They can perform a comprehensive evaluation of the dog's behavior and ensure that the necessary measures are taken to protect the public.

Consequences of Not Reporting

There are several potential consequences for not reporting a dog attack, especially if the dog is a known hazard. Firstly, the family of the dog may become hostile towards you, leading to potential legal and social ramifications. Secondly, you may be seen as complicit in allowing the attack to occur, and if future incidents happen, you could be held accountable.

Reporting a severe attack is also about holding individuals accountable. If the dog is genuinely out of control, failure to report it could result in a victim having to take legal action against the homeowner, which can be both time-consuming and costly.

Final Thoughts

A dog attack, especially when a child is involved, is a serious matter that requires prompt action. By reporting the incident to the appropriate authorities, you not only ensure the victim's safety and well-being but also help prevent future incidents that could be potentially avoided. Remember, the decision to report a dog attack is not about finding fault but about protecting all parties involved.

As a responsible pet owner, it is important to keep your dog under control and to report any incidents that could endanger others. If a dog is truly out of control, it is in your best interest and the community's interest to take appropriate action. Always prioritize the safety and well-being of all individuals involved.