How to Check and Redeem SBI Debit Card Reward Points

The State Bank of India (SBI) offers a reward points system for its debit cardholders to incentivize spending and rewarding loyal customers. This guide will walk you through the different methods you can use to check your reward points on an SBI debit card and how to redeem them for various benefits. Whether you use the SBI YONO app, SBI Internet Banking, SMS, customer service, or a physical visit to a branch, multiple options make the process convenient and accessible.

Methods to Check SBI Debit Card Reward Points

1. SBI YONO App

Download and install the SBI YONO app from the Google Play Store or Apple App Store. Log in to your account using your credentials. From the main page, scroll down to the bottom, and select the “SBI Rewards” option. You can view the reward points earned on your debit card.

Note: Ensure the app is up to date to avoid any discrepancies.

2. SBI Internet Banking

Log in to your SBI internet banking account. Go to the section that displays your reward points. The specific location may vary depending on updates to the website. Review your accumulated reward points.

3. Text Messaging (SMS Services)

You can also check your reward points via SMS. Refer to the SBI website or contact customer service to find out the specific format and designated number for this service.

4. Customer Service

For manual assistance, you can call SBI customer care at 1800-11-2211 or 1800-425-3800 and ask the representative for your reward points balance. Ensure to have your debit card and necessary identification at hand.

5. Visit an SBI Branch

If you prefer a visit in person, you can inquire about your reward points at the customer service desk of your nearest SBI branch. Be prepared with your debit card and identification.

Requirements and Steps

To check and redeem your reward points, you need:

SBI Internet banking username and password SBI YONO app installed on your smartphone (if using the app)

Redeeming SBI Debit Card Reward Points

Method 1 – Redeeming Points Using YONO App

Open the YONO SBI app on your smartphone. Log in with the six-digit PIN or register using your Internet banking username and password. From the main page, scroll down to select the “SBI Rewards” option. Then, click on the “Redeem” button to use your reward points for various benefits, such as gift vouchers or direct recharge.

Note: The exact process on the app may vary, so it’s a good idea to check the latest version for detailed instructions.

Method 2 – Redeeming Points Using SBI YONO Website

Open the SBI YONO website on your computer. Log in with your SBI internet banking username and password. From the home page, scroll to the “My Rewards” section and view your reward points. To redeem your points, click on the “Redeem” button.

Once you have chosen the amount of points to redeem, select the benefit you desire, such as a gift voucher or a mobile recharge.

Frequently Asked Questions

Q: Can I transfer my reward points to another SBI account? A: Yes, you can transfer points from one SBI account to another under the same SBI owner's name. However, check the transfer policy for limits and restrictions. Q: How long do I have to use my reward points? A: Points have an expiration date, typically up to five years after earning them. Make sure to redeem points before they expire. Q: Can I earn points on online transactions? A: Yes, you can earn reward points on both online and offline transactions through your SBI debit card.

Conclusion

Checking and redeeming your SBI debit card reward points can be seamlessly and conveniently done through the SBI YONO app, internet banking, SMS, customer service, or a visit to a branch. This guide provides a step-by-step process to ensure you can take full advantage of your accumulated points for discounts, recharges, or other benefits. Stay informed and make the most of your SBI rewards program.