How Inmates Can Receive and Manage Money in Prison Beyond the Commissary

Contrary to the common belief that inmates are unable to receive money while in prison, there are various ways for them to access financial resources. This comprehensive guide will explain how inmates can receive and manage money beyond the traditional commissary system.

Introduction to Inmate Financial Management

Contrary to the misconception, inmates do have access to money during their confinement. The main mechanism for this is through the commissary account, which is funded with the daily allowance and earnings from work programs. However,

Main Financial Accounts: Commissary and Telephone Accounts

Upon arrival, all the money of a newly incarcerated inmate is automatically deposited into their prison account. This account is split into two primary parts:

Commissary Account: Used for purchasing items from the prison commissary, such as personal hygiene products, books, and clothing. Telephone Account: Enables inmates to make and receive phone calls using an internal phone system.

Both accounts require a positive balance and cannot be overdrawn. Inmates are not allowed to loan or transfer money to other inmates, and there is no designated loan system provided by the prison.

Methods to Replenish Funds in Prison

There are several ways for inmates to access additional funds, beyond the automatic deposits and direct deposit of benefits like social security or military retirement checks. These methods include:

Social Connections

Friends and family members are a significant source of financial support for inmates. They can send money directly to the inmate's commissary account, which is then available for use at the prison commissary. Each prison facility has its own procedures for this, but it is a common and essential way for inmates to maintain their financial stability.

Work Programs

Inmates can earn money by working in various prison jobs, such as janitorial duties, food preparation, and trash collection. The prison may also offer work release programs or other employment opportunities that pay a small wage, which is then added to the inmate's commissary account.

External Money Orders

Advanced technology and financial systems have enabled inmates to receive and manage money even more flexibly. For instance, inmates can receive money via external sources, such as friends or family members sending it in the form of money orders. This method allows inmates to have fresh funds without the need for direct visits or personal transfers.

Internet Usage

The internet has become an invaluable resource for inmates, and while it is primarily used for official communication, it can also be a tool for financial transactions. Inmates can now communicate with external parties to transfer funds, although such access is generally tightly regulated to ensure security and compliance with prison policies.

Conclusion

In summary, inmates have several methods to receive and manage money while in prison. Beyond the commissary, friends and family, work programs, and external money transfers play a crucial role in ensuring inmates have the resources they need to survive and, in some cases, even thrive during their confinement.