Forwarding Government Checks After a Move: What You Need to Know
Many individuals move from their previous addresses for various reasons, from job changes to relocating to a different city. While most correspondence such as bills and packages are usually redirected through the postal service, this is not always the case for government checks. In this article, we will discuss the process of forwarding government checks after a move and the specific rules surrounding them.
Forwarding Checks After Moving: Factors to Consider
If you have recently moved and need to know whether your government check will be forwarded to your new address, there are several factors to consider. The primary determinant is the sender and the specific circumstances of your move. Here, we will break it down step-by-step to guide you through the process.
Recent Movers and Forwarding
If you moved less than a year ago, you might still be in the window where your address change is recognized by the postal service. This means that if the check is marked with the standard forwarding label, it could potentially be redirected to your new address. However, it is important to note that this is not a guarantee, especially if the check is directly deposited or marked with specific instructions not to forward.
Direct Deposit and Do Not Forward Checks
Direct deposit, the most common method for receiving government checks, eliminates the need for physical checks and the risks associated with them. If you have used direct deposit for more than a decade, you might not have received a physical check in years. However, if a check is mailed to your old address, it could still be forwarded, depending on the specifics of your move and the instructions provided by the sender.
Specific Agency Rules
Government agencies, such as the IRS, have specific rules regarding the forwarding of checks. Unlike many private companies or banks, the Internal Revenue Service (IRS) government checks are NOT typically forwarded to prevent fraud. This means that if a check is returned undelivered, it will not be forwarded, and you may need to contact the agency directly to obtain a replacement.
Common Practices by Banks and Credit Agencies
Similar to government agencies, many banks and financial institutions do not allow checks to be forwarded. If you receive a check from a bank or financial institution, it will often be returned to the sender if the address is invalid. In these cases, you would need to contact the organization to update your information and receive a replacement check.
Steps To Follow After Moving
Regardless of the type of check you receive, it is essential to take the following steps after moving:
Notify the Postal Service: Immediately inform the post office of your new address. This can be done online or by visiting your local post office. Update Your Contact Information: Contact each respective agency or financial institution to update your contact details. Provide them with your new address and any other necessary information. Monitor Your Mail: Keep a close eye on your mail for any checks or correspondence that might be directed to your old address.Conclusion
In summary, whether a government check can be forwarded to your new address depends on the sender and the circumstances. Direct deposits are usually the best option for receiving government payments due to their convenience and security. However, if you need to deal with physical checks, ensure that you update your address promptly and follow up if a check is returned. For more information or assistance, contact the relevant agency directly.