Craigslist Housing Scams: Stories, Signs, and How to Avoid Them

Craigslist is a widely used platform for finding housing and renting properties. However, it is also a breeding ground for scams, particularly from improperly vetted listings. This article aims to provide insights into some of the most common housing scams on Craigslist and offer advice on how to avoid becoming a victim of these fraudulent activities.

The Cases of College Student Scams

Craigslist scams targeting college students are unfortunately common. These students often need temporary housing and are willing to take risks to find it. In one instance, two students were attempting to rent a house sight unseen, both claiming to be archaeology and research students respectively. They falsely claimed they could not communicate or visit, which is a red flag for any housing transaction. Upon further investigation, it became apparent that both situations were set up as scams.

Another disturbing case involved a student claiming to be a missionary in Africa. The scammer managed to obtain the keys to the apartment, showed it to the owner in person, and then proceeded to procure a false ID to sign a lease and exchange documents. One night before the move-in, the apartment was discovered to belong to an elderly woman who was on vacation during this period. This example highlights the comprehensive nature of some scams and the level of deception involved.

The Anatomy of a Typical Craigslist Scam

Scammers exploit trust by utilizing a variety of tactics. One common method is the use of fake cheques or bank transfers. A recent scam involved a father sending a cashier's check or bank check for a deposit and the first two months of rent. However, the check was for a much larger amount, which the scammer knew would be discovered later. The detailed steps are as follows:

The father sends a check for an exaggerated amount. The victim deposits the check while ignoring the excess amount. The victim then initiates a wire transfer to return the surplus to the father. The wire transfer is sent before the check bounces, creating the illusion of a fraud-free transaction.

This scam is particularly dangerous because the victim is often the one to initiate the wire transfer. Once the check is discovered to be fraudulent, it is too late to reclaim the funds.

Red Flags and How to Protect Yourself

To avoid falling victim to these scams, it is essential to be vigilant and cautious. Here are some red flags to watch out for:

Allegations of missing contact information or unavailability for communication. Overpriced or unusually cheap listings. Requests for personal information or social security numbers. Requests to transfer money or send personal property as security. Requests to meet in unsuitable locations or without witnesses.

Additionally, it is crucial to verify all identity documents and conduct a thorough background check. Always request to see official ID and physically meet in person. Contacting the landlord or property owner is also advisable to confirm the validity of the listing.

Conclusion

Craigslist housing scams are prevalent and can cause significant financial and emotional distress. By understanding the common tactics used by scammers and taking proactive steps to protect yourself, you can avoid becoming a victim. Always exercise caution, verify the authenticity of listings, and do not rush into any transaction. Stay informed and stay safe on Craigslist and other online rental marketplaces.

Further Reading and Resources

For more information on protecting yourself from scammers on Craigslist, consider exploring additional resources:

FTC Article on Renting and Avoiding Pitfalls Consumer Reports - Renting by Mail Advice on Avoiding Craigslist Scammers