Buying a Taxi Car as an Ex-Serviceman from the Canteen Stores Department (CSD): A Comprehensive Guide

As an ex-serviceman, purchasing a taxi car from the Canteen Stores Department (CSD) can be a cost-effective and organized process. Here, we outline a detailed step-by-step guide to help you through the entirety of the purchase process, ensuring that you comply with all necessary requirements and procedures.

Document Preparation and Financial Eligibility

The first step in purchasing a taxi car from the CSD involves collecting the necessary documentation and ensuring financial eligibility:

Document Preparation

PAN card One of the following: Aadhar card, voter ID, passport, or driving license Bank statements showing pension credits Retirement pay order Latest pension slip Recent photograph Ex-serviceman identity card

Financial Eligibility

Up to 60% of your savings can be considered for a car loan. This amount must be sufficient to cover the Equated Monthly Installment (EMI).

Credit Score and Application Process

Having a good credit score can improve your chances of loan approval. You must also:

Credit Score

Ensure you have a good credit score, as it boosts your chances of loan approval.

CSD Application

There are two ways to apply:

Visit your nearest CSD canteen or Unit Run Canteen (URC). Fill out the car purchase application form at the canteen or download it from the CSD website.

Submit all required documents to proceed with the application.

Approval and Selection Process

Once you submit your application and documents:

Wait for the CSD to review and approve your application. This typically takes a few days. Choose your desired car model from the available options. CSD often offers discounted rates compared to market prices.

Payment and Delivery

After approval, pay the required amount or arrange for a loan:

Obtain a payment slip and follow the instructions provided. Schedule the delivery of your new car.

Note: The exact process may vary slightly depending on your location and the specific CSD outlet. It's always advisable to contact your local CSD canteen for the most up-to-date information and guidance.

Eligibility Check and Membership

Before proceeding, ensure that you are an eligible ex-serviceman and a CSD member:

If not a member, you need to register for CSD canteen membership, usually with your service discharge certificate and other relevant documents.

Selecting the Vehicle

Visit the CSD website or your nearest CSD canteen to check the list of vehicles available for purchase. CSD offers various brands and models, including taxi cars.

Application Form and Documentation

Fill out the application form for the vehicle purchase, which you can obtain from the CSD canteen or CSD website. Prepare the required documents:

Discharge certificate CSD membership card Identity proof Address proof Any specific forms required by CSD for vehicle purchase

Submission and Payment

Submit the completed application form along with the required documents to the CSD canteen. Upon approval, you will be provided with a payment slip. Make the payment as instructed, usually through a bank or online transfer.

Vehicle Allotment and Delivery

After payment, you will receive a vehicle allotment letter specifying the vehicle model and other details. Finally, visit the designated dealership to take delivery of your vehicle, carrying all necessary documents including the allotment letter and proof of payment.

It’s advisable to check the latest guidelines or any changes in the procedure by visiting the official CSD website or contacting your local CSD canteen. Procedures may vary slightly based on location or updates in policy.